Medicare is a federal health insurance program primarily for individuals 65 and older, but it also covers younger people with certain disabilities or conditions like end-stage renal disease.

Medicare part A covers in hospital care, skilled nursing facilities, hospice, and some home health services.

You may need a Medicare Advantage Prescription Drug (MAPD) Plan or Medicare Supplement plan to fill the gaps in Original Medicare coverage. While Medicare Parts A and B cover hospital and medical services, they do not cover everything. MAPD plans usually includes a Part D Prescription coverage. Medicare Supplement plans, also known as Medigap, help pay for out-of-pocket costs such as deductibles and co-payments. These plans provide extra financial protection and often more comprehensive healthcare coverage.